At Lending National, we offer a competitive rates and better programs for the "Full Documentation". To qualify for the Full Docs Program, the borrower must meet all requirements.
DOCUMENTATION REQUIRED FOR “FULL DOCS QUALIFICATION ”:
- Two years (W-2) or 1099 Statement
- Income qualificaiton based on the debt ratio of the household
- Credit reports CHECK W/ LENDERS, but most required fico score at least 620
- Most recent PAYSTUBS, (covering a ONE MONTH period)
- IF SELF EMPLOYED, (2 years Tax Returns and current year up-to date Profit and Loss Statement)
- Bank Statements(most recent THREE months on checking, savings, and other applicable account
All other documentation are required, please click here for Loan Document Checklist
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